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This suggests that following an 8 hour day they hurry home, have supper spend a few minutes talking with their husband or wife and kids and then proceed to a peaceful area to begin making their telephone calls
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Some may be responsive, but for the most part it is a legal version of massive amounts of what would normally be considered spam to the rest of us
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CD, or, Cassette player: You should have a CD, or cassette player with a pitch control to play your play-a-longs through your PA
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Once you have completed all your income and expenditure, the totals should show you clearly your ‘bottom line’.  You will see instantly whether you are spending more than you earn or not.  If your spending is within your income, then you have no big problem, but you could still use budgeting to re-balance your spending to where you want it to go.  If you spend more than you earn, however, then you need to take action and a budget can help you